Financial Aid Satisfactory Academic Progress

Satisfactory Academic Progress (SAP) is a federal requirement that states a student must meet and maintain good academic standards in their program of study in order to be eligible for Federal and State aid. A student must meet these standards regardless of whether financial aid is awarded each semester.

SAP includes three criteria:

  1. Meet 2.0 GPA Requirement.
  2. Complete 67% of Attempted Credits. Calculator »

    Satisfactory Academic Progress: 67%

    Completed Hours can't be greater than Attempted Hours. Try again.

    Completion Rate:

    additional hours needed to reach 67%

    Note: This tool is only for reference. Calculations are unofficial estimates.

  3. Graduate within the Maximum Time Frame.

    Max Time Frame = Required hours from degree plan × 150%

For more information read the complete South Texas College Financial Aid Satisfactory Academic Progress (SAP) Policy.

The SAP process will run at the end of the fall, spring and summer semesters, after final grades are due. All Students will receive an email letting them know their updated status. Students who are placed on a Warning or Suspension Status will also receive a letter notifying them of their updated status. Students on a Suspension status will have a link in their email and letter with information on the SAP Appeal process and Appeal form.

Please note that Fall letters will be sent after the December break, however all students will receive an email before the break.

Do you meet SAP requirements?

SAP Process Flow Chart

If you meet SAP requirements you are Eligible for financial aid. If you have a Warning status you're eligible for financial aid. Visit with a financial aid advisor to see what you need to do.

If you do not meet SAP requirements you are on Suspension. You can appeal. Contact the Financial Aid office for SAP appeal instructions.

SAP is calculated at the end of the semester. 

If you meet requirements by the end of the semester you are eligible.

If you do not meet requirements by the end of the semester you'll stay on Suspension until you meet SAP requirements. You must pay for tuition until you regain FA eligibility.


Financial Aid Appeals

South Texas College understands that sometimes students encounter circumstances beyond their control that can affect their academic progress, and prevent them from meeting the minimum Satisfactory Academic Progress (SAP) Standards.

A student who fails to meet SAP is considered ineligible for financial aid, however South Texas College allows students to appeal their ineligibility if they have special circumstances that prevented them from meeting SAP.

Appeal Form

The Financial Aid Appeal form is available on the Financial Aid Forms webpage and may be submitted in person at the Student Financial Services Offices at the Pecan, Mid Valley or Starr County campuses; or may be uploaded via the Financial Aid Upload Documents app in JagNet.

Students must submit supporting documentation for the special circumstances they mention in their appeal statement. Appeals submitted without supporting documentation will not be approved.

Processing/reviewing Appeals may take up to seven weeks during peak registration times. Appeals are reviewed by the date they are received.

Appeal decisions made by the Student Financial Services Office are final, and the U.S. Department of Education cannot overturn a decision made by the school. Appeal decisions will be posted in the student’s STC Jagnet portal under Financial Aid Notifications.

If a student’s appeal is denied, they may submit a new appeal with supporting documentation during the next scheduled appeal period.

Students are responsible for payments that become due to the College while an appeal is being reviewed. Students should consider alternative funding including installment payment plans or emergency loans with the Business Office.

Maximum Timeframe Suspension (SMAX)

Once you have exceeded the 150% of the minimum number of credit hours required to complete your program of study (degree), you will be placed on Maximum Timeframe Suspension.

Maximum Timeframe Calculation Agreement Form.

Important Appeal Deadlines

Summer 2024 Appeals:
Available: Mar. 10, 2024
Priority Date: Apr. 10, 2024
Final Deadline: Aug. 9, 2024

Fall 2024 Appeals:
Available: May 10, 2024
Priority Date: Aug. 10, 2024
Final Deadline: Dec. 15, 2024

Spring 2025 Appeals:
Available: Oct. 10, 2024
Priority Date: Jan. 10, 2025
Final Deadline: May 15, 2025

Summer 2025 Appeals:
Available: March 10, 2025
Priority Date: May 10, 2025
Final Deadline: Aug. 8, 2025

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